Your capital investment in PANDION VILLE

We can offer you a safe investment with our freehold apartments in Bonn-Duisdorf. The following points make the location particularly attractive:

  • Bonn has a booming labour market
  • The second-highest per capita economic output in NRW
  • Almost 30% of all employees have a university degree
  • It is home to the two biggest DAX companies Deutsche Post and Deutsche Telekom
  • Headquarters of several Federal Ministries
  • International flair as a European UN site
  • The number of inhabitants is predicted to rise by 12% up to 2040
  • Over 18,000 new apartments will be needed - only around 1,500 have been completed to date [as per summer 2020]
  • Wide variety of cultural and recreational offerings
  • Very good infrastructure and transport links thanks to railways and the airport
  • Very secure rental income
Source: Handelsblatt June 2020

The bespoke capital investment for you

PANDION offers the following advantages as a partner for capital investments:

  • High quality
  • Commission-free sale
  • Project development, construction and management from one source
  • High-quality fittings and construction materials

Bonn and PANDION VILLE -
an insider’s tip for your investment

Real estate is generally regarded a safe investment that retains its value. It is protection against inflation and frequently offers tax benefits. What’s more, it is a sensible alternative to money in savings accounts, which are hardly worth the effort with the current low interest rates. At the same time, real estate offers greater security than shares or bonds, which react much more volatilely to fluctuations on the financial markets.

PANDION VILLE scores well when it comes to the decisive factors for purchasing real estate:

  • very good location
  • high demand in and around Bonn
  • an attractive purchase price

These are excellent overall conditions that offer a good opportunity for a dynamic investment in connection with the current favourable financing terms!


Exemplary calculation
Purchase price for the apartment 227.900€
Purchase price for outdoor parking space 8.900,00€
Notary and court fees (approx. 1.5%) 3.552,00€
Land transfer tax (6.5%) 15.392,00€
Construction phase loan (1%)* 2.557,44€
Total costs 258.301,44€
Financing
Own funds 10% 25.830,14€
External funds KfW loan** 50.000,00€
External funds mortgage loan 182.471,30€
Income/expenditure
Annual rent (52.75 m² á € 12 m²/month x 12) 7.596,00€
Outdoor parking space p.a. (€ 50/month x 12) 600,00€
Annual interest (1.00% of € 182,471.30) 1.824,71€
Annual interest (0.75% of € 50,000.00) 375,00€
Administrative costs p.a. (€ 31/month x 12) 372,00€
Reserve for renewals and replacements p.a. (€ 0.30/month x 12 x 52.75) 189,90€
Debit balance for amortisation p.a. 5.434,39€
Debit balance after amortisation p.a. (initially 2% of the bank loan)*** 1.784,96€

* The costs of the construction phase loan depend on the terms of the loan agreement and the length of the construction period
** Energy efficiency program "KfW-55"
*** No instalments are due on the KfW loan in the first 2 years of its term .
This is only an exemplary calculation. None of the income or terms of the loan are guaranteed.
A tax consultant should be consulted to clarify the personal fiscal consequences. The aforementioned information does not constitute an investment advisory service. It serves only to prepare for a decision on an investment.

Cologne, 25.06.2020

About PANDION

PANDION is an owner-managed real-estate company with its head office in Cologne We have been involved in developing, building and selling up-market residential, commercial and hotel properties since 2002. Apart from building projects at our home base, we also realise projects in Berlin, Bonn, Düsseldorf, Mainz, Munich and Stuttgart. With 4,900 apartments being planned and built as well as ten larger commercial units, we are one of the top ten property developers in Germany. Our sales volume totals 4.5 billion euros, 2.6 billion of which is in housing. PANDION employs a total of 180 people in Cologne, Munich, Berlin and Stuttgart.

PANDION VISTA

Cologne Rheinauhafen

ISARBELLE

Munich Obersendling

18 years of experience

Project volume of € 4,500 million

4 sites

180 employees

More than 4,000 apartments under construction

Partner for living spaces

PROJECTS

PANDION projects throughout Germany

PANDION VILLE

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